BTIS Wholesale Market Access in Arvada & Colorado
Wholesale program administrator for hard-to-place commercial risks. Sells Insurance helps Arvada and Front Range clients understand the listed business role, identify the underlying issuing insurer when applicable, and compare relevant policy or service alternatives.
About BTIS
BTIS (Builders & Tradesmen's Insurance Services) is a wholesale program administrator focused on commercial risks that don't fit standard markets — contractors, artisan trades, and specialty commercial classes. As a wholesaler, BTIS works through retail brokers rather than direct-to-consumer.
Who BTIS Is Best For
Contractors and trade businesses with non-standard exposures, hard-to-place commercial risks, and businesses that have been declined by standard markets. Particularly relevant for higher-hazard trades or those with prior claim issues.
BTIS in Colorado
BTIS is a regular placement option for Colorado contractors and trade businesses whose risk profile doesn't fit standard commercial markets. Front Range residential construction, roofing, and artisan trades are common BTIS placements.
Frequently Asked Questions
What is the difference between BTIS and Burns & Wilcox?
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Both are wholesale distributors, but they have different appetites and program structures. BTIS leans heavily into contractor and tradesmen programs; Burns & Wilcox is broader across personal and commercial specialty. We choose between them based on the specific risk and what each is currently competitive on.
What types of businesses does BTIS cover?
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BTIS focuses on contractors, artisan trades, and commercial specialty risks — including general contractors, roofers, electricians, plumbers, landscapers, and similar trade businesses. Coverage typically includes general liability with options for additional commercial lines.
Why work with Sells Insurance when a placement uses BTIS?
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BTIS is a wholesale program administrator and market-access organization, not the insurance company issuing every policy reached through it. Sells Insurance reviews the named insurer, policy form, exclusions, deductibles, limits, and service responsibilities shown on the actual proposal, then compares confirmed alternatives where appropriate.
Sources for this role
Public sources supporting how this organization is described in the directory. Review cue: confirm the organization's current role and these source pages before publishing updates.
- BTIS official websiteCurrentLast reviewed September 10, 2026
