BTIS Insurance in Arvada & Colorado
BTIS offers commercial — surplus lines / specialty wholesale. As an appointed independent broker, Sells Insurance helps Arvada and Front Range clients access BTIS coverage — and compare it against the full market to make sure it's the right fit.
About BTIS
BTIS (Builders & Tradesmen's Insurance Services) is a wholesale program administrator focused on commercial risks that don't fit standard markets — contractors, artisan trades, and specialty commercial classes. As a wholesaler, BTIS works through retail brokers rather than direct-to-consumer.
Who BTIS Is Best For
Contractors and trade businesses with non-standard exposures, hard-to-place commercial risks, and businesses that have been declined by standard markets. Particularly relevant for higher-hazard trades or those with prior claim issues.
BTIS in Colorado
BTIS is a regular placement option for Colorado contractors and trade businesses whose risk profile doesn't fit standard commercial markets. Front Range residential construction, roofing, and artisan trades are common BTIS placements.
Frequently Asked Questions
BTIS insurance, answered honestly.
What is the difference between BTIS and Burns & Wilcox?
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Both are wholesale distributors, but they have different appetites and program structures. BTIS leans heavily into contractor and tradesmen programs; Burns & Wilcox is broader across personal and commercial specialty. We choose between them based on the specific risk and what each is currently competitive on.
What types of businesses does BTIS cover?
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BTIS focuses on contractors, artisan trades, and commercial specialty risks — including general contractors, roofers, electricians, plumbers, landscapers, and similar trade businesses. Coverage typically includes general liability with options for additional commercial lines.
Why use Sells Insurance instead of going direct to BTIS?
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Going direct to BTIS only shows you BTIS's products. As an independent broker appointed with BTIS and other carriers in the same category — including Burns & Wilcox and CRC — Sells Insurance can compare options side-by-side, explain the trade-offs in plain language, and recommend the structure that actually fits your situation. You get the same BTIS pricing either way; the difference is the comparison and the local Colorado context that comes with it.
How BTIS Compares
Different carriers fit different situations. Here are alternatives in the same category we frequently compare against BTIS.
Ready to Get a BTIS Quote or Compare Your Options?
Whether BTIS is the right fit or one of several carriers worth comparing, Sells Insurance can help you understand your options and make an informed decision. As an appointed independent broker serving Arvada, Jefferson County, and the Front Range, we access BTIS and 66+ other carriers across personal, commercial, life, and specialty lines.
Or call/text: (720) 634-7497