Insurance Carriers Available Through Sells Insurance

Non-standard auto carrier for drivers with prior violations, lapses, or SR-22 needs.

Sentry-owned non-standard auto and motorcycle carrier with strong motorcycle programs.

Foremost's non-standard tier for older homes, mobile homes, and high-risk drivers.

Foremost's preferred-tier auto and home bundle for qualifying clients.

Foremost's broker-facing platform that expands access to specialty risk placement.

Foremost's specialty placement channel for harder-to-place personal risks.

Allstate-owned personal lines carrier with a broad standard-to-non-standard auto appetite.

Major mutual carrier with strong renters and condo programs across the Front Range.

One of the largest auto carriers in the country — strong on auto, limited on home in Colorado.

Telematics-first auto carrier — prices primarily off measured driving behavior.

Liberty Mutual's independent-agency personal lines brand for auto, home, and umbrella.

Major carrier with one of the most competitive home programs in Colorado.

Non-standard auto carrier for high-risk drivers and SR-22 needs.

Chubb personal auto is usually evaluated as one piece of a high-net-worth household program, where a collector vehicle, higher liability limits, multiple residences, and personal excess liability may matter as much as the daily driver.

Vault approaches personal auto from the perspective of affluent households whose risk can include performance cars, multiple vehicles, family drivers, and an umbrella-sensitive liability picture.

GEICO is most often a direct-to-consumer auto benchmark: familiar advertising, a digital quote path, and a broad national auto focus rather than a Colorado home-and-auto promise.

Lemonade Auto is a digital-first option whose appeal is app-based servicing and a streamlined purchase experience, not a guarantee that every Colorado driving profile belongs in its program.

AIG personal auto is relevant when a household's vehicles sit inside a more complex personal-risk conversation—valuable assets, layered liability, and insurance needs that go beyond a simple commute.

MGA-administered homeowners program for wildfire-exposed properties in Colorado.

Tech-forward home carrier — Colorado coverage capped at $750k dwelling value.

AI-driven home and renters carrier — strong on renters, narrower home appetite.

Chubb homeowners is commonly considered for a custom Colorado residence where rebuild complexity, collections, liability exposure, and a high standard for property coverage call for a specialty personal-lines review.

Vault homeowners is a specialty option for clients who need their residence evaluated as part of an affluent household's wider property and liability exposure, not simply priced by square footage.

Foremost Choice + Signature represents two different Foremost property paths: Choice is generally associated with more challenging or specialty placement, while Signature is the more selective preferred-oriented conversation.

ISC is a specialty property conversation, useful when a Colorado home needs an appetite check beyond the broadest preferred homeowners markets.

Orion180 brings a technology-oriented homeowners approach to a market where Colorado property decisions still turn on physical realities such as roof condition, location, and catastrophe exposure.

Travelers is a major homeowners market worth testing for many standard Colorado risks, especially when the quote is read for the roof and deductible details that matter after a hailstorm.

MSI homeowners is a high-net-worth placement discussion for homes whose custom finishes, replacement cost, valuables, or liability profile exceed the assumptions of a standard preferred policy.

National General / Allstate is a useful property comparison when a household needs to distinguish the Allstate-affiliated brands' current home underwriting from their better-known auto marketing.

Nationwide homeowners is a national-carrier option to compare for a Colorado residence, with the policy's deductibles and local property eligibility carrying more weight than a familiar slogan.

Safeco / Liberty Mutual homeowners is often examined for its independent-agency personal-lines position, while keeping clear that Safeco and Liberty Mutual branding does not make every policy or Colorado property interchangeable.

IAG is considered as a specialty home-market access option when a Colorado property needs a more individualized placement discussion than a straightforward preferred quote can provide.

Small-to-mid commercial and workers comp carrier with broad industry appetite.

Wholesale program administrator for hard-to-place commercial risks.

National wholesale broker for hard-to-place personal and commercial risks.

Small commercial carrier focused on general liability and Business Owners Policies.

Major commercial carrier for mid-to-large businesses and complex risk.

Major commercial carrier with strong professional liability and mid-market programs.

Digital-first small commercial carrier — fast bind and certificate issuance.

Tech-driven commercial trucking carrier with strong owner-operator programs.

Major wholesale distributor for surplus lines and specialty commercial.

Premium financing partner — not a carrier. Spreads commercial premium over monthly payments.

Specialty E&S commercial carrier for non-standard and surplus lines risk.

Geico's commercial auto product — separate from the personal auto brand.

Mid-market commercial carrier with strong contractor and specialty programs.

Specialty small commercial carrier with strong professional liability and E&O programs.

Small commercial carrier focused on accessibility and quick placement.

Colorado-focused commercial specialty carrier with state-specific market knowledge.

Major commercial carrier — large-account commercial lines distinct from Safeco personal lines.

Major transportation and specialty commercial carrier — fleets and complex risk.

Specialty commercial lines within the National Interstate family.

Digital surplus lines marketplace for hard-to-place commercial risk.

Major wholesale broker / MGA for personal and commercial specialty risk.

Specialty E&S commercial carrier within the Nationwide family.

Commercial specialty market for select industry classes.

Berkshire-backed small business carrier — one simple policy approach.

Major commercial carrier with broad lines and well-known AARP partnership.

Digital-first small business carrier — fast bind, broad small business appetite.

On-demand commercial carrier for gig workers and short-term business activity.

Commercial auto option for businesses that need fleet-specific underwriting and practical vehicle data.

Commercial carrier consideration for organizations needing a structured property and liability review.

Allstate-affiliated commercial auto consideration for business-owned vehicles and drivers.

Large commercial auto carrier for working vehicles, owner-operators, and qualifying small fleets.

Specialty commercial market access for risks that need more than a standard package search.

Digital small-business insurance consideration requiring an appetite and form-level coverage review.

Small business workers comp specialist — fast bind, broad small business appetite.

Workers compensation consideration for employers needing class-code, payroll, and return-to-work attention.

Construction-oriented workers compensation market access where trade detail and subcontractor controls matter.

Established commercial carrier consideration for employers with formal workforce and risk-management information.

Digital-first workers compensation consideration for qualifying small businesses with straightforward operations.

Small-business workers compensation option considered alongside a broader operational and payroll review.

Disability insurance specialist for self-employed and small business owners.

Major life insurance carrier — competitive term and universal life programs.

Digital life insurance with simplified underwriting — often no medical exam.

Well-known life carrier — known for children's whole life and family programs.

A longstanding mutual insurer with term, permanent life, and income-protection conversations.

A major provider often considered for professional income protection and life planning.

A national life insurer for term and permanent-life comparisons.

A life insurer known for integrating life coverage with health-engagement program options.

A life insurer often considered for substantial protection and permanent-life design.

A national insurer for life protection and selected disability-income comparisons.

A mutual insurer widely considered for individual disability income and life planning.

A national life insurer for term and permanent protection comparisons.

A mutual-company life insurer for family and business protection comparisons.

A life insurer for term and permanent-life market comparisons.

This Colorado guide explains how to review a Corebridge policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a National Life Group policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Penn Mutual policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Protective policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Securian policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Sagicor policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a North American policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

SBLI is the brand used by The Savings Bank Mutual Life Insurance Company of Massachusetts. This single Colorado guide consolidates both names so clients do not mistake them for separate insurers.

This Colorado guide explains how to review a Allianz policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Mass Mutual policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

Breeze is a digital disability-insurance platform for workers comparing short-term, long-term, and related income-protection options.

This Colorado guide explains how to review a America's policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

AXA Equitable is a legacy U.S. brand associated with the organization now known as Equitable. Existing contracts must be reviewed under the legal issuer and service instructions printed on the policy.

This Colorado guide explains how to review a Cincinnati policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

Coventry operates in the secondary market for existing life-insurance policies; it is not presented here as an issuer of new individual life coverage.

This Colorado guide explains how to review a Equitrust policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Fidelity Life policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Foresters policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Great Western policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Life Insurance Company of the Southwest policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a National Western policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a Oxford Life policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a U.S. Life policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a United Home Life policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

This Colorado guide explains how to review a United of Omaha policy, illustration, or carrier reference without assuming that a specific product or distribution relationship is currently available.

Zurich announced that named individual life products would close to new independent-distribution sales effective February 1, 2023. This guide focuses on existing-policy review rather than presenting Zurich as a current retail life market.

Renters carrier with property-management partnerships across the Front Range.

Renters carrier with Spanish-language and bilingual servicing.

App-first renters insurance for eligible Colorado tenants who prefer self-service.

Renters program for eligible Colorado tenants seeking a specialty-market option.

Liberty Mutual's Safeco agency brand for eligible renters seeking traditional carrier servicing.

Established carrier renters coverage for eligible Colorado tenants who want a detailed policy comparison.

Modern landlord insurance carrier — built for individual and small portfolio landlords.

Landlord carrier with strong short-term rental (Airbnb, VRBO) program.

Specialty vacant property carrier — coverage for unoccupied homes and properties between tenants.

Landlord-property option for eligible Colorado owners with a complex or higher-value risk.

Foremost's preferred specialty-market option for qualifying Colorado rental properties.

Program-based landlord insurance for eligible Colorado residential rental owners.

Safeco landlord coverage for qualifying Colorado residential rental properties.

Travelers landlord option for qualifying Colorado residential rental risks.

Premier high-net-worth carrier for luxury homes, custom properties, and significant personal assets.

Specialty HNW personal lines carrier for luxury homeowners and complex risk.

HNW personal lines specialist for high-value homes and complex risk.

High-net-worth market consideration for eligible Colorado households with complex personal assets.

Private-client insurance consideration for eligible high-value Colorado households.

Colorado-focused access point for eligible complex personal insurance accounts.

Leading collectibles insurance specialist — sports cards, memorabilia, coins, art, and more.

Trading card and collectibles article floater — built for high-value hobby collections.

Deductible buy-back program — reduces out-of-pocket exposure on Colorado hail claims.

Surety bond specialist — contractor license, commercial, and performance bonds.

How Sells Insurance accesses 73+ carriers through FMO and aggregator relationships.