Insurance Carriers Available Through Sells Insurance

Non-standard auto carrier for drivers with prior violations, lapses, or SR-22 needs.

Sentry-owned non-standard auto and motorcycle carrier with strong motorcycle programs.

Foremost's non-standard tier for older homes, mobile homes, and high-risk drivers.

Foremost's preferred-tier auto and home bundle for qualifying clients.

Foremost's broker-facing platform that expands access to specialty risk placement.

Foremost's specialty placement channel for harder-to-place personal risks.

Allstate-owned non-standard to standard personal lines carrier with broad appetite.

Major mutual carrier with strong renters and condo programs across the Front Range.

One of the largest auto carriers in the country — strong on auto, limited on home in Colorado.

Telematics-first auto carrier — prices primarily off measured driving behavior.

Liberty Mutual's preferred-tier personal lines brand with strong Colorado presence.

Major carrier with one of the most competitive home programs in Colorado.

Non-standard auto carrier for high-risk drivers and SR-22 needs.

Well-known non-standard auto carrier — strong brand recognition with consumers.

Dave Ramsey's referral program for insurance — a referral channel, not a carrier.

Home carrier addressing the Colorado market as standard carriers tighten.

Tech-forward home carrier — Colorado coverage capped at $750k dwelling value.

AI-driven home and renters carrier — strong on renters, narrower home appetite.

Higher-value home carrier — strong Colorado option as preferred carriers tighten.

Small-to-mid commercial and workers comp carrier with broad industry appetite.

Wholesale program administrator for hard-to-place commercial risks.

National wholesale broker for hard-to-place personal and commercial risks.

Small commercial carrier focused on general liability and Business Owners Policies.

Major commercial carrier for mid-to-large businesses and complex risk.

Major commercial carrier with strong professional liability and mid-market programs.

Digital-first small commercial carrier — fast bind and certificate issuance.

Tech-driven commercial trucking carrier with strong owner-operator programs.

Major wholesale distributor for surplus lines and specialty commercial.

Premium financing partner — not a carrier. Spreads commercial premium over monthly payments.

Specialty E&S commercial carrier for non-standard and surplus lines risk.

Geico's commercial auto product — separate from the personal auto brand.

Mid-market commercial carrier with strong contractor and specialty programs.

Specialty small commercial carrier with strong professional liability and E&O programs.

Small commercial carrier focused on accessibility and quick placement.

Colorado-focused commercial specialty carrier with state-specific market knowledge.

Major commercial carrier — large-account commercial lines distinct from Safeco personal lines.

Moving company specialty carrier — purpose-built for household goods movers.

Major transportation and specialty commercial carrier — fleets and complex risk.

Specialty commercial lines within the National Interstate family.

Digital surplus lines marketplace for hard-to-place commercial risk.

Large-account transportation carrier — $2M minimum premium.

Major wholesale broker / MGA for personal and commercial specialty risk.

Specialty E&S commercial carrier within the Nationwide family.

Commercial specialty market for select industry classes.

Berkshire-backed small business carrier — one simple policy approach.

Major commercial carrier with broad lines and well-known AARP partnership.

Established moving company specialty carrier — requires 5+ years and $100k premium minimum.

Digital-first small business carrier — fast bind, broad small business appetite.

On-demand commercial carrier for gig workers and short-term business activity.

Small business workers comp specialist — fast bind, broad small business appetite.

Disability insurance specialist for self-employed and small business owners.

Major life insurance carrier — competitive term and universal life programs.

Digital life insurance with simplified underwriting — often no medical exam.

Well-known life carrier — known for children's whole life and family programs.

Renters carrier with property-management partnerships across the Front Range.

Renters carrier with Spanish-language and bilingual servicing.

Modern landlord insurance carrier — built for individual and small portfolio landlords.

Landlord carrier with strong short-term rental (Airbnb, VRBO) program.

Specialty vacant property carrier — coverage for unoccupied homes and properties between tenants.

Premier high-net-worth carrier for luxury homes, custom properties, and significant personal assets.

Specialty HNW personal lines carrier for luxury homeowners and complex risk.

HNW personal lines specialist for high-value homes and complex risk.

Leading collectibles insurance specialist — sports cards, memorabilia, coins, art, and more.

Trading card and collectibles article floater — built for high-value hobby collections.

Deductible buy-back program — reduces out-of-pocket exposure on Colorado hail claims.

Surety bond specialist — contractor license, commercial, and performance bonds.

How Sells Insurance accesses 73+ carriers through FMO and aggregator relationships.