Affordable Term Life Insurance

to Protect Your Family’s Future

Life is unpredictable. Term life insurance offers peace of mind at an affordable price.

Whether you're a parent wanting to protect your children or a business owner needing coverage for your family or partners, term life insurance provides a financial safety net — just in case.

At Sells Insurance, we compare policies across top-rated companies to get you the best value for your needs and budget. As an independent broker, we work for you, not one insurance company.

Who It's For:

  • Parents or guardians with children

  • Individuals with mortgages or debts

  • Business owners needing simple coverage

  • Anyone wanting affordable life insurance

What You Get:

  • Coverage amounts from $50,000 to $5 million+

  • Policy terms from 10 to 40 years

  • Level premiums (your price stays the same)

  • Optional add-ons (child riders, disability waivers, etc.)

  • Fast application — many with no medical exam

Why Choose Term Life?

It’s affordable — especially for young families

It's simple — easy to understand and apply

It’s flexible — fits changing stages of life

It gives you peace of mind — knowing your family is protected

FAQs

  • It depends on your income, debt, dependents, and goals — but a good rule of thumb is 10–12x your annual income.

  • You can often renew the policy or convert it into permanent life insurance — without another health exam. Otherwise it ends at the term length you have purchased.

  • Some policies require one, but many clients qualify for no-exam coverage through our carriers.

  • Great! But work policies usually don’t follow you if you change jobs and are often not enough by themselves.

Ready to Get a Free Quote?

Let’s find the best term life insurance policy for you.


Book a free 15-minute call or get started online:

Call or Text
(720)634-7497